Monday, March 31, 2008
by Keith S. Gill
The number of people running around to catch hold of the ideal mortgage has the best options online. It is said that over the next 5 years, ten to twenty percent of mortgages will mainly be Internet-based and eighty five percent of equity and refinanced mortgages will be done electronically.
This is due to the fact that the Internet ensures that the job of comparing loans is quick and easy. And added advantage is that loans taken online provide a twenty four-hour convenience, are processed sooner and are more economical.
Everything comes with a risk so does the mortgage; online mortgages are not without their dangers.
Rather than offering the loans directly itself, LendingTree gathers up financial and personal information from customers and then submits the acquired information to its member banks that then competes for your business.
E-loans are fast, convenient and simple. You are just required to fill out an application from your computer. You are normally approved or disapproved within a matter of few minutes. Firstly, it has to be kept in mind that the credit rate can affect the amount and interest rate of your loan. It is quite pivotal that you check your credit score before you start looking for a loan.
The hitch that comes into picture is the revealing of your personal information on-line, if the thought of entering so much personal data on- line worries you, then you can call and speak live with a LendingTree representative. They will take your information over the phone and then forward it electronically to the member banks and other lenders for evaluation.
Quicken loans come with a no down-payment scheme that makes it easier for the applicant to go ahead with applying for a loan that does not cause any problems for him in accordance to his finances. Online financial services at their best: fast, cheap, and convenient also includes shedding of unwanted paperwork.
But it has a disadvantage that of commonly experienced dishonesty, failure to update clients on potential changes and promises that only seems to be speculations. The applicant must go through various reviews of people who had opted for quicken loans as they would be able to give a better insight into the choice of mortgage loans to opt for.
Options are many, the choice from the alternatives depends solely on you as an applicant, as the wiser choice you make the better will you stand as mortgage loan applicant.
Keith Gill is an experienced and successful Real estate investor and professional mortgage banker. Keith has made himself and others rich by leveraging other peoples money in the real Estate Industry.
Keith is always looking to partner with some experienced Realtors or seasoned Real estate investors who want a track record of success and the highest level of profesisonalism and customer service.
Thursday, March 27, 2008
By DEREK HALSEY For The Herald-Dispatch
HUNTINGTON -- "Let's knock it out, bro," said comedian Pauly Shore, with his usual goofy enthusiasm.
As he talks to The Herald-Dispatch, he is in New York City promoting the release of his new comedy DVD called "Natural Born Komics: Miami," and preparing to visit Huntington for a three-night run at the Funny Bone Comedy Club at Pullman Square.
Shore will perform two shows, 7:30 p.m. and 10 p.m., tonight and Saturday, and there will be a single 7 p.m. show Sunday. The ticket prices are $25 for the Friday and Saturday night shows, and $20 for the Sunday night show. For more information, call (304) 781-1000.
Shore has been around comedy his whole life, growing up watching the performers who worked at his mom's famous club, Mitzi Shore's The Comedy Store in Los Angeles. He then blasted onto the scene with his four-year show on MTV in the early 1990s called "Totally Pauly." That led to a series of comedy movies a few years later that are still shown on TV around the world, including "In The Army Now," "Bio-Dome," "Jury Duty," and "Encino Man." There has been a spate of similar comedy movies released in the past few years, something that is not lost on Shore.
"Well, I've always been the innovator, you know. I'm Mister Pauly Shore," said the comedian, tongue-in-cheek. "I guess in life there are the doers, and the doers not. Does that make any sense? People that motivate or they don't. I'm no different than any other person in the game. There's Will Smith, and there's Brad Pitt, and there's everyone else. I'm everyone else."
Shore's new DVD, "Natural Born Komics: Miami," takes on many kinds of humor.
"It's a sketch comedy movie," said Shore. "It's hidden camera. It's stand up. It's parody. Man on the street. It's sketch. The whole thing."
Shore has also filmed a new comedy movie in Africa that will be released later this year called "Adopted."
"Last summer, I was flown down to South Africa to do some stand up shows, and about a month out, the promoter e-mailed me and said, 'The shows are sold out. It's doing really well,'" said Shore. "Then, I convinced him to cut me a check for $100,000 to do a movie in Africa where I go there to adopt a child like Angelina and Madonna and make fun of that whole situation. But, I also wanted to show Africa in a really positive light, as opposed to the way we see it with AIDS and famine and disease. I wanted to show happiness there."
As for coming to Huntington to perform, Shore loves to travel the country and make people laugh.
"You know what, my body and my mind are kind of cued up to constantly be on the road, so I like being on the road," he said. "I don't like to be in one place for too long because then you'll get caught. You know what I mean? Just keeping it real, bro. I'll go off on everything. There's a lot to be talked about."
Tuesday, March 25, 2008
There are many ways that your child can learn about science. A lot of children do not like science because they think it is boring. Science doesn't have to be boring. Here are 5 ways to make science fun.
The 1st way of making science fun is to get everyone in your family involved. One day when it is nice weather take the whole family for a hike. Along the way point out different things and ask your family questions. Then go home and research things you saw on your hike. Find out the science behind what your family saw along their hike. For instance if they saw red rocks or something like that find out what causes rocks to be red rocks. Try to incorporate things into science that you know will spark an interest in your family.
The 2nd way of making science fun is to show an interest in it. Set up a science project night to show your children you are interested in learning more about science. If your family sees that you are not interested in science they are not going to show much interest. But if you act like you want to learn more about the earth or the stars or whatever it is. Your family will have a better chance of wanting to learn more. Just make sure that you show interest. This will help your family be more excited about science and what it has to offer.
The reason your family will be more excited about science is because they can relate with you about what they are doing in science and will know that you are interested and want to hear what they have to say.
The 3rd way of making science fun is to figure out different ways of doing something. For example say you want to learn more about fish. Don't just get on the internet or get a book. Take your family to the aquarium and look at all of the fish then go and do some research and figure out why certain fish are the way they are. This will help make science fun because you and your family are actually getting into it and finding out more.
The 4th way of making science fun is to do hands on experiments and science projects. For example, say your family wants to learn about the wind and how it affects things. Get a kite and get your family out and fly it. Fly the kite in different kinds of winds and then do some research. This will help you and your family relates things to science that you are learning by actually taking the time to do it. This is a way to make science fun.
The 5th way of making science fun is to discuss science while doing science projects, before an outing, after seeing science in action, etc. If you discuss with your children what they are learning they will have more fun. Discuss the outcomes of science projects that you do together. If you take the time to discuss science it will be more fun because your children will be more excited about what they are learning.
There are many ways to make science fun. You just have to get out there and find them. You know what your family is interested in and what they have fun doing. So incorporate science ideas into your family activities. Your family won't even know that you are teaching them about science because they are having fun. They will just think that you planned a family activity. Make sure to keep it light and fun and not stressful and boring.
It is very important that your children learn as much as they can about science. Learning as much as they can, when it comes to science will help them in their daily lives. Science helps with problem solving and other skills that your children will need. So make science as fun as you can
Sunday, March 23, 2008
Basically curry’s medical benefits are derived from their spice rich ingredients; here is the break down of usual spices found in curry (and their benefits):
Curry main ingredient is recognized by its yellow color. A member of the ginger family, turmeric has long been associated with its healing properties. Used as a common antiseptic in India, turmeric is used regularly to treat damaged skin such as cuts or burns. It's even being touted as a possible cure for Alzheimer's disease.
Cinnamon is a natural antioxidant which is beneficial to the beautification purposes, not to mention cinnamon oil has antimicrobial properties which prolongs the life of the curry.
Black Pepper –
Black pepper has a very long history of medical benefits, the list goes like this: Alleviated hemorrhoids, Alleviates gas, helps constipation, improves digestion, improves appetite lost, promotes sweating (cardio workout), Promotes urination, anti-bacterial effects, natural anti-oxidant, and everyone’s favorite; helps in breaking down fat cells.
Allspice is also known as Jamaican pepper, Myrtle pepper. It’s beneficial attribute comes from folklore whereby it provide relief for digestive problems.
Anise leaves in curry are used to treat digestive problems, toothaches and the oil extract can be used to treat lice and scabies.
the main medical usage for Asafoetida is for the aid of digestive system, mild cases of asthma, bronchitis and is traditionally used in the aid of children’s cold.
Cardamom is used traditionally in Chinese medicine to treat stomach-aches, constipation, dysentery, and other digestion problems.
Chili Pepper -
Red chili peppers are very rich in vitamin C and pro-vitamin A. Additionally, peppers are a good source of most vitamins B, especially B6. Potassium in chili that are high magnesium and iron would really make up for those lazy days.
Clovers are reported by many people to be extremely effective in their struggle with nicotine cravings. Well, imagine having craving for curry instead (who’d complaint).
Coriander leaves –
Coriander leaves has been used as a folk medicine for the relief of anxiety and insomnia in Iranian folk medicine.
Cumin can be really helpful in asthma, common and a booster in immune system during cold and flu season. Capsulated Cumin can be beneficial to hair and nails, and if mixed with moisturized cream you can reap the benefits of a healthier skin.
After listing only a fraction of the benefits for eating curry, the people that gave the word curry should really give it a new identity, not as a combination of different herbs, but a combination of different medical miracles that really taste GOOD
Saturday, March 22, 2008
Traffic is the holy grail of website marketing. Building website traffic is sought after by everyone from the smallest business to web itself.
Everyone running an internet business knows they need to get as much traffic as they possibly can.
A few ways to get traffic are:
Article marketing is a slow process, and a lot of work, but the results are long lasting, and if you can write reasonably well. There is a lot of upside
Exchanging links with relevant sites is a good idea. Be careful that you're not linking to sites who are banned by the engines as that can hurt you. You want to find site with decent page ranking, and that are in the same field as your site
Pay Per Click
Pay per click (ppc) is a quick way to get started. Be careful though, it's very easy to have your per click costs exceed your revenue. While works, you will need multiple revenue streams to pay for it
Traffic generators work in different ways to generate traffic. They will use popups, popunders, browser toolbars, and various other methods. There are two main problems with traffic generators. One, the traffic is usually not well targeted, and two, some of the techniques used are not always above board.
Blogging is a great way to increase your web traffic. You can generate interest in your product or service by not only making entries in your own blog, but also posting to other's blogs. You will need to make good posts here so the owners of the blog won't consider your posts spamming and delete them
Search engine optimization
Within reason, Search Engine Optimization (SEO) can be used to improve your ranking in the engines. While it is important to have your titles, and content focus on the subject, your content should be pointed more to the reader.
These days the SEO that still works is very limited. Most of the tricks have been made irrelevant by the search engines. One thing you should do is to be sure the engine is traveling all the way through your site. Make a site map, and keep it updated.
Also, have text links to your inner pages, not just graphic buttons. Many times I'll use graphic menu buttons on the top, and duplicate the links with small text links on the footer of the page.
Email lists are very important. You need to create a list and see too it that you are providing good information to your readers. It may be the most important marketing tool on the net. Provide your readers valuable information, and they will repay you well.
Social networking can also be very effective. There is a lot of traffic on these sites, and if you can get links to your site in your posts, you will increase your traffic a great deal
Thursday, March 20, 2008
By eHow Fashion, Style & Personal Care Editor
Wednesday, March 12, 2008
Your body is your temple, and what you give it nutritionally can have a vast impact on your health. As the body ages, many changes take place, and by taking in the proper vitamins and minerals, you can minimize the negative health effects that you experience as you grow older.
In this article, we'll mention some of the important nutrients that one needs to intake as they age to help keep in proper health.As you age, your body's ability to properly process the vitamins that you eat decreases. For that reason, it is important to increase the amounts of vitamins that you intake.
Since osteoporosis occurs in those of an older age, it is of the utmost importance to ensure that your body gets enough Vitamin D. While those in their twenties only need to take in 200 IUs of Vitamin D per day, those aged 60 and above are recommended to take in about 600 IUs. The B-Vitamin Complex is also an important vitamin that our body loses the ability to process over time.
A lack of B vitamins can lead to a risk for heart disease and possible memory loss, and for that reason, those of an older age need to make sure that they get all the B vitamins that they can get. Calcium is also a particularly important nutrient when it comes to aging; along with Vitamin D, it helps the bones to mineralize properly, warding off the effects of osteoporosis.
When it comes to actual foods that you should eat to avoid aging significantly, a diet that is high in both fruits and vegetables is recommended. Those who indulge in these types of foods often are found to have lower rates of disease as well as higher levels of energy and a healthier appearance.
There are many reasons that these types of foods are recommended; most fruits and vegetables have no cholesterol, fat, or sodium, which are three harmful compounds that have a negative effect on health. In addition to the lack of bad substances found in fruits and vegetables, they are also rich in the vitamins and minerals that your body needs.
Practically every essential vitamin and mineral can be found throughout the fruit and vegetable world, and a minimum of five fruits and vegetables per day are recommended by the National Cancer Institute.Anti-oxidants are also important when it comes to aging; this type of compound is useful in the way that it helps the body to protect itself against the harmful effects of free radicals, which are rogue cells that attack the cell membranes of your body, causing premature cell death.
Many fruits and vegetables include anti-oxidants, including carrots and tomatoes.Following these basic principles is a great way to get your health on track as you age, helping you to ensure that you will live a healthy life
Tuesday, March 11, 2008
Whether man is on the nature-conquering spree or the nature is on the spree of subduing the humanity? Who is the master and who's whose servant? Technology or man? Can the push-button comforts provide relief to all your miseries? Have you conquered all the diseases, identified all the viruses so that you can ravel in a state of perfect health? Then why do you have these symptoms, which your doctor has identified as bird flu?
You have been giving something to the dear birds, in the form of cruelty, since time immemorial. Now it is the turn of birds to repay you in the same coin, with compound interest! Air space is free for the birds and migration from one part of the globe to another part, is their birth right.
The virus is found in the bird's intestines. Even in the birds,the symptoms are not severe as such. Buy you see in poultry farms the way in which the birds are handled—they are packed closely together with chicken and turkeys—thus man helps the cause of rapid spread of the latest disease called bird flu—to give it a more trendy name, avian influenza!
A general alert was sounded in health circles all over the world, when the mutated variety of the bird flu virus, H5N1 showed its teeth. That was in the year 2003. The infected poultry led to several human infections.
About 50% of the affected died. The other 50%, turned temporary vegetarians, and inspired many others to follow suit!
The mode of infection, is simple. Come into contact with the bird's saliva, faces or nasal secretions—and you certainly have it instantly.
The other birds which come into similar contacts have no chance of survival. As for human beings, if protective measure are not taken, become susceptible to the disease.Some of the symptoms are identified.
As regards the other symptoms the usual guess work is going on. In birds, the virus H5N1 causes diarrhea,, excessive shedding, a swollen head and difficulty in breathing. How will you take note of these symptoms unless you are a bird expert? --so far you have been the expert in eating the flesh and drinking the blood(soup) of the birds only.
Some more symptoms are, fever sore throat, muscle ache, chest pain, lethargy, cough and headache. If the infection has taken a serious turn in you, the following symptoms would indicate that state: eye infections, acute respiratory problems, pneumonia, inflammation of the heart and inflammation in the brain.
Immediate hospitalization in the case of severe symptoms is not only advisable but absolutely necessary. Human to human help is most welcome, but not at this time when your H5N1 virus is waiting for the opportune moment to take hold of the person who is coming to help you. So, avoid all contacts and let a trained health worker handle the precious cargo!
I told you several times, about the necessary to have clean habits, and not to eat non-vegetarian food in all those joints. Hope you come out of this phase of suffering successfully!
Monday, March 10, 2008
App Marks is a web desktop/application launcher that organizes your favorite web applications, sites, and widgets for your iPhone. Just tap an appmark to launch or use the toolbar to rearrange, add, or remove appmarks. To add some of your own favorites, tap the "+" button and put in the title and URL. To remove appmarks, tap the "edit" button and push the red "-" mark. It is one of the most useful iPhone applications.
GOffice is a basic word processor for your iPhone. It can save files and can export items in Microsoft Word (.doc) format. Results can be emailed to your iPhone or others using a pre-built library of common letters to reduce typing. You can also send documents by US postal mail, worldwide. This can be a very constructive iPhone application feature.
Movies.app allows you to search for movies in your zip code and provides you with basic movie information; including length and rating. It also integrates with the Google Maps application to get you directions to the theater, provides a link to buy tickets, and includes links to trailers for the movies as well
Thursday, March 6, 2008
If you're an avid PS3 gamer, then you know the importance of saving your progress for future game play. Since the 20GB PS3 is no longer in production, an external hard drive is the most viable and cost-effective solution for increasing memory.
Assuming you're using a PC and own an external PS3 hard drive, here are a few simple steps can follow to set it up properly
Things You’ll Need:
- External hard drive compatible with PS3
- USB cord
Connect the external hard drive to your computer using your USB cord.
Open your "Start" menu and click on the following string of menu options: "Control Panel," "Administrative Tools," "Computer Management" and "Disk Manager."
Select the external hard drive and give attention to the type of "File System." If it reads "NTFS," then right-click it and choose "Delete Partition." This will ensure the partition you use is "FAT32." If it's not "FAT32," then proceed to Step 4. If it is "FAT32," then move on to Step 5.
Run an Internet search for "CompuApps Swiss Knife." You'll find the official website within the first few search results. Simply enter the site and download the free application. Once downloaded, install the program and run it.
When you're inside the program, choose the external hard drive that needs to be partitioned. Configure the settings in the following manner: "Partition Type–Primary," "File System–FAT32" and "Volume Label." Choose "Create" and your FAT 32 partition will be set up. Proceed to Step 5.
Open "My Computer" and click twice on your empty external PS3 hard drive. Right click within this area, move your cursor down to "New," and select "Folder." Name this folder "Photo." Repeat this process to create three more new folders: "Music," "Video" and "Game." This will ensure the folders on your external hard drive are identical to those on your PS3.
Click the green arrow in the bottom right corner of your screen to remove and choose "Safely Remove." Unplug your external PS3 hard drive once a message appears indicating it's safe to do so.
Connect your external hard drive to your PS3 and enjoy
Tips & Warnings
- Choosing a proper external hard drive won't be difficult because most are compatible with PS3.
- Avoid using a NTFS formatted hard drive because your PS3 won't recognize it.
- Don't place your external hard drive near your PS3's exhaust fans. The hot air could damage the drive
Wednesday, March 5, 2008
There are many issues that are worthy to be watchful of when it comes to the subject of elder care. Caring for an aging parent or friend is a must but can concretely be trying. It is worthy to know that there are many resources and facilities out there that you can use to help you through such a process, of which will be discussed here.
One of the best elder care resources is ElderCare Resources. They are a full online company that is dedicated to helping people who are caring for their elderly loved ones. They discern that this can be a very difficult process and because of this they take every step possible towards ensuring the process is made as easy as possible for you.
They feature certified geriatric care managers, elder law attorneys, adult day cares, nursing home care and more. AGIS is another great option when it comes to elder care. They have worked with a wide range of businesses, government agencies and insurance providers worldwide, and they do not endorse or have any financial interest in any of the providers listed in their search results. They do not accept payment from providers seeking to improve their position in these search results either.
Caring for an aging parent or loved one can obviously present difficult challenges. Elder care support groups may be very helpful to you here, as they give you the chance to meet others who are going through the same thing as you and give you people that you can talk to and share your experiences with.
It is important for you to know that you are not alone and that there are many others around the world who have already solved elder care problems just like the ones that are facing you now. If you are finding it very difficult to the point where it is absolutely unbearable for you to cope, you do always have the option of putting your loved one in a home or at least having someone come into your home to help you care for them.
You should never feel bad or ashamed if you are unable to take care of them completely on your own because you do have your own life to worry about. From daily grind of work, taking care of your partner and children, there are things that you really cannot just leave behind, and so soliciting someone to help you through this may be a necessity rather than a luxury.
Monday, March 3, 2008
The new Sony Ericsson W890 was launched last week in a sleek silver casing only to be followed yesterday by a black edition released by Vodafone in the UK. The latter is a network exclusive launch and will only be available on Vodafone for a limited time frame after the manufacturer and network signed an agreement for exclusivity over the device.
This means that the Sony W890 will not be available to any other UK network within this agreed period, consumers who choose to purchase the new black edition will only be able to do so with a minimum term contract period with Vodafone.
Alternatively, the silver Sony Ericsson W890 has already been released on a number of networks including O2, T-Mobile, Virgin Mobile and Vodafone giving customers far more tariff choices when trying to match their individual usage requirements.
The Sony W890 is a 3G enabled handset with a secondary camera located on the front of the phone for face to face video calling, 3G also allows access to a vast amount of downloads including news and sports reports, music videos, mobile content such as games and ringtones plus the all important new music tracks for listening to on the Walkman software.
Songs can also be uploaded directly to the handset from a PC or laptop, when the user plugs the phone into their computer the PC immediately recognizes it as a new hard drive making it easy to simply drag and drop music tracks and complete albums into the phones memory.
The W890 is being advertised by Sony Ericsson as being as thick as a normal CD case with adverts showing the handset hiding within a stack of CDs in someones bedroom, the phone is only 9.9mm thick which is pretty impressive considering the amount of technology and features this phone has to offer.
There is a further color variant to be released soon called the Sony Ericsson W890 Mocha Brown to join the officially named Sparkling Silver and Espresso Black editions, these new Walkman devices are by far the most advanced and power friendly that the manufacturer has released for some time and are sure to please the Walkman phone enthusiasts who have been waiting with baited breath for their release.
Sunday, March 2, 2008
If only self improvement advice were free and scattered around everywhere, then there will be no problem regarding life, happiness and success.
But then again, this is life. And it does not work that way. What would you do if you are trapped in an environment that you do not want to be in? What if you are sick and tired of your job?
What can we do to solve this dilemma? It is possible to take inspired and motivated action to survive your present situation and live the life you always dreamed of.It is not that easy though.
You will have to come out of your comfort zones to discover potentials and opportunities waiting for you. You have to conquer your fear and take calculated risks. You have to stay focused and persevere despite the difficulties you will encounter.
Success does not come easy. It takes heart, passion and time. Experience is also a factor. The learning you get everybody becomes your foundation. These are the things we do not need to pay for.
You have to work harder, dig deeper, and sacrifice more to attain your ambitions. But no, you do not have to hate the world and feel bad when you encounter difficult situation. Just remember the Law of Attraction.
If you hate the world, the world will hate you back.What can you do? Below are some free advices to help you when facing difficult situations in life.
They will also serve as your guide to improve yourself.
1. Learn to love your current situation. See all the positive sides of life. Be enthusiastic. Love your boss, your coworkers, your family, your friends, and even strangers that you meet on the streets. It may not be easy, but nothing is impossible with a strong will power. Just do not fall in love so much that you totally forget about your dreams. Love, but try to hold on to reality.
2. Balance is the key. Dream and take some positive action to move you toward your goals. Take it one step at a time. While you are slowly starting on the long journey to success, be patient and be as enthusiastic as possible. Do not hurry up too much that you totally forget how to enjoy life. Appreciate the beautiful things you will encounter on the journey.One day, you will finally attain what you have always longed for. But when that day comes, do not look down on those who belittled you. Forgive and forget.
3. Stay humble. Do not criticize others when you see that you are becoming more successful than they are. Try to help them. Inject your positive aura into their personalities. When you give, you will yield back equal or greater rewards.
4. Are you ready to begin the journey? Start it with the courage and desire to improve your life. Survive and go through it with persistence, enthusiasm, and positive thinking.
Finish it with a resounding bang of accomplishment and with the desire to help others succeed as well.
There are many other self improvement advice that will get as you get on with your daily life. Take note that you are not alone.
There are others in much more difficult situations. That is why is there will be a shortage of free advice about self improvement you can get from other people who are only too happy to help