Thursday, January 31, 2008

How To Choose The Right Air Miles Credit Card

How To Choose The Right Air Miles Credit Card by Joseph Kenny

Frequent fliers can certainly use the benefits that you can get from having an air miles credit card. Of course, the credit card itself makes it easier to book your travel arrangements, but other features on the card even make it more interesting. Here are some tips about how you can choose the right air miles credit card for your needs.

Look At Free Miles Last

Probably a number of you thought that you should look at the number of miles being offered as the main thing - actually it is not. You need to look at other features of the card before you let the number of air miles sway you into getting the card. This is advertising at its best - you were grabbed by the large number of air miles and almost forgot about the small print - possibly the part that they did not want you to see.

Consider The Type of Card

There are two types of issuers of air miles credit cards. The airlines offer them, and so do a number of banks. The airlines cards will focus on the services of that particular airline. Its discounts apply to it and the air miles can only be used on their airline. This could be great for you if that airline can easily be used from your location and from most of the places you travel to. On the other hand, a bank issued air miles credit card can be used on most airlines that takes your card and the air miles are also applicable to just about any airline.

Rate For Air Miles Earned

This feature will vary quite a bit on your air miles card. Some cards will only give you one air mile for every twenty dollars charged to the card. Other cards will give you one air mile for every dollar. If you use this credit card a lot - one obviously makes more sense than the other. You will also want to see how you can use your air miles. Find out if you must apply them only to airline tickets or can they also be used as points toward the purchase of things from the credit card stores? Also find out how many miles you need to accumulate in order to get your first free trip, and see how long before you air miles expire.

Balance Transfers And Other Goodies

This feature is really necessary, especially if you have a balance on other credit cards. With it, you can put your balances on the new card and pay 0% APR interest for the life of the introductory offer. Some cards may even allow you to enjoy the 0% APR for balance transfers for the life of the transfer. Make sure, though, that there is not a balance transfer fee attached to the air miles credit card for doing this.

Other Options You Want to Look For

Ask yourself what is the rate of interest on the card. Remember that the introductory offer (if it has one) only lasts for a while - as much as 15 months, and some as few as three months. Some air miles credit cards will also give you discounts towards hotels, car rentals, cruises, restaurants, and more.

Now, you can look at the air miles offered. Then, after you have looked at all of the above, compare it with five or six other cards, and see which one will best suit your needs, and give you the most.

Looking for the Best Web Hosting Deals

Looking for the Best Web Hosting Deals by Puripong Koomsin

Getting the highest bandwidth and storage space for your website are great. But not if it comes at an exorbitant price. There is only so much you should pay for when getting the best deal for web hosting. It is doubtful if paying more can return more benefit commensurate to what you paid for. The bottom line is really about getting the best price-performance or value.

There are so many web hosting bureaus on the net promising to deliver the best hosting service and feature sets. And to the novice, it can be quite confusing looking for the web hosting company right for you needs and your budget. Even so-called web hosting reviewers can be biased in favor of sites that pay for such reviews. These reviews on the net can be a good place to start though. Reading a few reviews can reveal a common good trend for the same hosting provider and you can start looking into that.

The worst that can happen is that you sign up with a lousy hosting provider. Your nightmare begins. Even a good technical support service won't really make up for the lost business opportunities that attend frequent downtimes, slow access times or severely restricted file sizes for your webpages. When in doubt, just ensure you can easily get out of the hosting deal. Web hosts often have limited trial periods so you can judge for yourself if you made the right choice.
Here are a few things that define a good web hosting service.

Solid Reputation

There are popular sites that provided web hosting services for so many years now that you just can't be wrong choosing them. They wouldn't be in the business if their service was lousy. Do ask around with fellow webmasters on their recommendation or check a couple of web hosting reviews if you're a novice.

Industrial Grade Equipment

Web hosting sites that have been in the business for so long got their solid reputation for service using the right equipment to start with. These are telecommunications grade networking gears and industry-grade servers that have high MTBF or Mean Time Between Failures that are essential measured traits to ensure the least service disruptions or outages. As a user, this feature is transparent but the site can claim they have them. Your best bet is to just go with popular professional web hosting companies.

Infrastructure Redundancy

This is essential to any web hosting company that values high continuous availability and uptime reliability for its customers. Having redundant hot or cold standby servers and network connection to the internet is a must. You may not be aware of this just by reading the services advertised on the web hosting site, though the web hosting site certainly can brag about their failsafe redundancy features.

The Right Price

Last and certainly not the least, a good reasonable price is your final measure for a good web hosting company. Many web hosting sites offer a range of hosting packages ranging from entry level budget packages to the more enterprise-grade packages for corporations and power users. Each package defines the maximum bandwidth, CPU power and hard drive space as well as the online tools you can avail yourself of to manage your website. Most reputable web hosts do have comparable packages. About the few things differentiating them are the management tools used. And often, other service features like 24/7 technical support and user-friendliness can clinch your decision. It's really your choice based on what you believe gives the best value for the price you are willing to pay.